Payment processor
Worldpay is a large merchant acquirer and payment processor serving small businesses through enterprises. Global Payments completed its acquisition of Worldpay on January 12, 2026, and Worldpay now operates under Global Payments.
Strengths
Watch out for
Best for
Established merchants that want a quote from a large acquirer and can negotiate pricing and terms directly.
| Type | Payment processor |
|---|---|
| Pricing model | custom quote (US) |
| Card rate | Not published |
| International | Not published |
| Monthly fee | Not published |
| Setup fee | Not published |
| Chargeback fee | Not published |
| High-risk businesses | Not published |
|---|---|
| Dropshipping | Not published |
| Reserves | Not published |
| Payout speed | Next business day (UK Worldpay eCommerce) |
|---|---|
| Merchant countries | Not published |
| Currencies | 135+ currencies for online acceptance |
| Shopify | Third-party gateway |
|---|---|
| WooCommerce | Yes |
| Subscriptions | Not published |
| One-click upsells | Not published |
| Apple Pay | Yes |
| Multiple MIDs | Not published |
| Token portability | Not published |
No US rate card is published. In the UK, Worldpay eCommerce pay-as-you-go lists 1.5% + 20p (Essential) or 1.3% + 20p (Full) for Visa and Mastercard consumer cards and 2.9% + 20p for commercial cards and Amex, with no monthly commitment or setup fee. Worldpay's UK quote tool lists a £20 chargeback fee, a £5 PCI DSS fee and a £15 minimum monthly service charge, marked as indicative.
Worldpay does not publish a prohibited or restricted business list for card acceptance. Its merchant terms add schedules for gaming and gambling, contracts for difference and money service businesses. Its docs bar merchants under MCCs 5912, 5967, 5993 and 5999 from accepting Apple Pay.
US settlement timing is not published.
Worldpay documents a Shopify payments app (Payments via Access Worldpay, without auto capture) and a Shopify plugin for Worldpay eCommerce accounts, plus a WooCommerce plugin for Worldpay eCommerce accounts.
Worldpay sources · checked 2026-10-21