Payment processor
Checkout.com is a London-based payment processor for online merchants that quotes pricing per business through its sales team. It accepts some restricted categories, including dropshipping and nutraceuticals, after pre-approval.
Strengths
Watch out for
Best for
Growing online brands, including some in restricted categories, that can get through pre-approval and want negotiated pricing.
| Type | Payment processor |
|---|---|
| Pricing model | custom quote (flat rate or interchange++) |
| Card rate | Not published |
| International | Not published |
| Monthly fee | None (no account maintenance fees) |
| Setup fee | None |
| Chargeback fee | Not published |
| High-risk businesses | Case by case |
|---|---|
| Dropshipping | Case by case |
| Reserves | Not published |
| Payout speed | T+2 for mainly domestic currencies including USD, GBP and EUR; T+3 or longer for mainly international currencies |
|---|---|
| Merchant countries | Visa acceptance is listed for merchants in most of Europe and the UK, the US, parts of Asia Pacific, the Middle East and North Africa, and Latin America; lists vary by payment method |
| Currencies | Not published |
| Shopify | Third-party gateway |
|---|---|
| WooCommerce | Yes |
| Subscriptions | Yes |
| One-click upsells | Not published |
| Apple Pay | Yes |
| Multiple MIDs | Not published |
| Token portability | Not published |
Checkout.com publishes no rate card. It prices on business profile and risk category, offering either a flat rate or interchange++. Registered charities get free processing in countries where it operates. The Shopify app listing describes IC++ pricing billed by Checkout Ltd outside the Shopify invoice.
Checkout.com's terms list activities requiring pre-approval, including products sold through negative option marketing, outbound telemarketing, dropshipping, pseudo-pharmaceuticals, highly regulated nutraceuticals such as CBD, and food supplements. Fraudulent or deceptive marketing practices are prohibited. Its settlement docs say it may pause settlements for risk reasons.
Indicative availability speeds that vary by currency, entity and account setup. Payout schedule can be daily, weekly, monthly or twice monthly.
Checkout.com has Shopify payments apps (onsite and offsite) listed in the Shopify App Store. Its WooCommerce plugin is maintained by Checkout.com and supports WooCommerce Subscriptions.
Checkout.com sources · checked 2026-10-21