Cross-border PSP
Airwallex is a cross-border payments and business account provider that combines online card acceptance with multi-currency accounts, FX and payouts. Ecommerce sellers use it to collect and hold funds in several currencies.
Strengths
Watch out for
Best for
Cross-border sellers that collect in several currencies and want to hold, convert and pay suppliers from the same account.
| Type | Cross-border PSP |
|---|---|
| Pricing model | flat rate |
| Card rate | 2.80% + 30¢ (domestic cards) |
| International | 4.30% + 30¢ for international cards; FX at 0.5% above interbank for major currencies and 1% for others |
| Monthly fee | Explore plan $0; Grow plan $12 per user/month plus a platform fee; Accelerate plan custom |
| Setup fee | Not published |
| Chargeback fee | Not published |
| High-risk businesses | Not published |
|---|---|
| Dropshipping | Not published |
| Reserves | Card payments can be subject to a reserve plan, such as a 7-day rolling reserve, and funds become available after the payment method's settlement period or the reserve period, whichever is longer. |
| Payout speed | Not published |
|---|---|
| Merchant countries | Visa and Mastercard acceptance for businesses registered in AU, CA (beta), CH, EEA, HK, IL (beta), JP (beta), MX (beta), MY, SG, NZ, UK and US |
| Currencies | Not published |
| Shopify | Third-party gateway |
|---|---|
| WooCommerce | Yes |
| Subscriptions | Yes |
| One-click upsells | Not published |
| Apple Pay | Yes |
| Multiple MIDs | Not published |
| Token portability | Not published |
US pricing. Subscription management adds 0.50% per successful card transaction. Local payment methods are $0.30 plus the method's fee. Domestic USD and CAD transfers are free; SWIFT transfers are $15-$25. Platform and embedded finance pricing is custom.
Airwallex's unsupported industries list covers adult content, gambling, illegal drugs, counterfeit goods, weapons, payday lending, Ponzi or pyramid schemes, multi-level marketing and telemarketing, unlicensed products, and any business outside its risk appetite. It does not name nutraceuticals, negative option billing or dropshipping.
Settlement timing is agreed per account (shown as T+N in the web app) and depends on the payment method and reserve plan. Settlements usually batch once a day.
Airwallex has Shopify payments apps for cards (with Apple Pay and Google Pay express checkout) and for local payment methods. Its WooCommerce plugin is built by Airwallex.
Airwallex sources · checked 2026-10-21