Payment orchestration
Card vault and payment orchestration company. Merchants store cards in Spreedly's PCI Level 1 vault and send transactions to any supported gateway, with routing, retries, network tokens and account updater on higher tiers.
Strengths
Watch out for
Best for
A merchant or platform that wants to hold its own card vault and add or switch gateways without asking customers to re-enter cards.
| Type | Payment orchestration |
|---|---|
| Pricing model | subscription; custom quote for optimization features |
| Card rate | Not published |
| International | Not published |
| Monthly fee | From $750/mo (Vault plan) |
| Setup fee | Not published |
| Chargeback fee | Not published |
| High-risk businesses | Not published |
|---|---|
| Dropshipping | Not published |
| Reserves | Not published |
| Payout speed | Not published |
|---|---|
| Merchant countries | Not published |
| Currencies | Not published |
| Shopify | Not published |
|---|---|
| WooCommerce | Not published |
| Subscriptions | Not published |
| One-click upsells | Not published |
| Apple Pay | Yes |
| Multiple MIDs | Yes |
| Token portability | Yes |
The Vault plan includes unlimited card storage. Performance Optimization (network tokenization, account updater and related features) is quote-only. Each merchant gets one free export per third-party storage service; further exports and custom export formats may be charged.
Spreedly is not an acquirer; the gateways you connect handle underwriting and reserves.
Funds settle from each connected gateway.
API-first, with Checkout SDKs for web, iOS, Android and React Native. No Shopify or WooCommerce integration is listed in its developer docs.
Spreedly sources · checked 2026-10-21