High-risk merchant services
eMerchantBroker (EMB) is a high-risk merchant account broker with offices in Thousand Oaks, California and London, and a registered ISO/MSP of BMO Harris Bank, serving CBD, nutraceutical, gaming, vape and other high-risk industries.
Strengths
Watch out for
Best for
US high-risk merchants in listed verticals such as CBD, nutra or vape who want a broker to find an acquiring bank.
| Type | High-risk merchant services |
|---|---|
| Pricing model | custom quote |
| Card rate | Not published |
| International | Not published |
| Monthly fee | Not published |
| Setup fee | None (Shopify page: 'No Application or Setup Fee') |
| Chargeback fee | Not published |
| High-risk businesses | Yes |
|---|---|
| Dropshipping | Not published |
| Reserves | Not published |
| Payout speed | Not published |
|---|---|
| Merchant countries | US and UK offices; an international page links to pages for 35 countries without stating eligibility |
| Currencies | Not published |
| Shopify | Not published |
|---|---|
| WooCommerce | Yes |
| Subscriptions | Not published |
| One-click upsells | Not published |
| Apple Pay | Not published |
| Multiple MIDs | Not published |
| Token portability | Not published |
The FAQ says pricing depends on industry and processing history. The Shopify integration page shows 'High Risk Rates as Low as 2.99%' with an unexplained asterisk, and repeats the same line in its competitor column.
The industries page lists 31 verticals, including nutraceuticals, CBD, adult, e-cigarettes, gaming, credit repair, tech support and TMF merchants; dropshipping and subscription/continuity are not listed. The FAQ says many merchants are approved within 24 to 48 hours.
Not published. The '5-7 days' figure on the homepage refers to business funding (loans and cash advances), not card settlement.
The integrations page lists Shopify, WooCommerce, NMI and Authorize.net. The Shopify page says EMB integrates with Shopify but does not name the gateway or connection method. Apple Pay appears on the integrations page in an in-store POS context only.